Products

100% Loan
Competitive Fixed Rate. You will have the security of knowing what your payment will be each month. And, if a lower monthly payment or an even lower interest rate is more important to you, you have the option of choosing a loan with points or closing costs. These options are not available in all states.

A Loan up to 100% of the Value of Your Home.
We may be able to lend you up to the entire value of your home, after subtracting your first mortgage. Loan amounts range from $20,000 to $100,000 or more. Cash out is available for home improvements, tuition, medical expenses, etc.

Substantial Tax Savings. The interest on your loan could be fully tax-deductible. Most other forms of credit offer no tax deduction. Consult your tax advisor to see just how much you could save.

Debt Consolidation. Consolidate your credit cards, auto loans, home equity loan, and personal loans into one easy payment.

Convenience. Don't leave home. You can complete the paperwork for a loan by e-mail, phone, or fax. In most states, you can even have a signing agent come to your home for you to sign your final loan documents. To get a quick quote, click here.

100% Line of Credit
Reusable Line of Credit. You can reuse your credit line as often as you like, up to your available credit, for the first ten years. That means no applications to fill out when you need extra cash. Just write a check on your account when those unexpected needs arise.

Flexible Monthly Payment. You can pay the low-minimum monthly payments or pay up to the entire balance. It's your choice.

A Credit Line up to 100% of the Value of Your Home. We may be able to lend you up to the entire value of your home, after subtracting your first mortgage. Line amounts range from $20,000 to $100,000 or more. Cash out is available for home improvements, tuition, medical expenses, etc.

Substantial Tax Savings. The interest on a line could be fully tax-deductible. Most other forms of credit offer no tax deduction. Consult your tax advisor to see just how much you could save.

Debt Consolidation. Consolidate your credit cards, auto loans, home equity loan, and personal loans into one easy payment.

Variable Rate. Your rate will be adjusted as the prime rate changes. If a lower monthly payment or an even lower interest rate is more important to you, you have the option of choosing a loan with points or closing costs. These options are not available in all states. To get a quick quote, click here.

125% Loan
Fixed Rate. You have the security of knowing that your payment will remain the same each month. If a lower monthly payment or an even lower interest rate is more important to you, you have the option of choosing a loan with additional points.

A Loan up to 125% of the Value of Your Home. You may borrow up to 125% of the value of your home, after subtracting your first mortgage. Most banks limit you to 90% to 100% of your home's value. Loan amounts range from $20,000 to $75,000 or more.

Debt Consolidation. Consolidate your credit cards, auto loans, home equity loan, and personal loans into one easy payment. Convenience. Don't leave home. You can complete the paperwork for a loan by e-mail, phone, or fax. In most states, a signing agent can even come to your home for you to sign your final loan documents. To get a quick quote, click here.

125% Line of Credit A Credit Line up to 125% of Your Home's Value.
You may borrow up to 125% of the value of your home, after subtracting your first mortgage. Most banks limit you to 90% to 100% of your home's value. Our loan amounts range from $20,000 to $75,000 or more.

Reusable Line of Credit. You can reuse your credit line as often as you like, up to your available credit, for the first ten years. That means no applications to fill out when you need additional cash. Simply write a check on your account when those unexpected cash needs occur.

Flexible Monthly Payment. You can pay the low-minimum monthly payments or pay up to the entire balance. It's your choice.

Debt Consolidation. Consolidate your credit cards, auto loans, home equity loan, and personal loans into one easy payment.

Convenience. Don't leave home. You can complete the paperwork for a loan by e-mail, phone, or fax. In most states, a signing agent can even come to your home for you to sign your final loan documents.

Variable Rate. Your rate will be adjusted as the prime rate changes. If a lower monthly payment or an even lower interest rate is more important to you, you have the option of choosing a loan with additional points. To get a quick quote, click here.

Special Situation Products
Poor Credit non-FICO loan. If you have been turned down elsewhere and are about to give up your loan search, we may be able to help. Our non-FICO products will evaluate your credit without focusing exclusively on your credit score. These products are ideal for the client looking to rebuild their credit. Not available in all states and not available on second mortgages or 125% loans. To get a quick quote, click here.

Special Situation 125% loans. Have you been told that you need a 660 credit score to get a 125% loan? Has someone told you that you need to have a longer mortgage history, maybe even a 12 month history? For some clients, we can offer 125% loans with 600 credit scores or with less than three months in your home. Not available in all states. To get a quick quote, click here.

No appraisal necessary. In some instances, we can offer loans without requiring you to pay for an expensive and time consuming appraisal. This shortens the loan process substantially and makes your experience with Bridge Capital quick and simple. Not available on all loans or in all states. For more information, fill out a loan quote form here.

Legal Disclaimer. Please note that we cannot guarantee any loan product to you at any point. Only the lender can do so after careful consideration by an underwriter. All information on this website may change at any time or be different that the ultimate product that is available for you or quoted to you. When dealing with our Loan Officers, please usderstand that no loan is guaranteed until you have completed final signing papers at closing. Please read all of our disclosure statemets carefully when presented at closing and have an atorney and account review your loan offer. Be advised that you have three days to rescind your loan after signing according to federal regulations. These disclosure statements supercede all information supplied to you and they contain important information that will protect and inform you. At no point does Bridge Capital assume any liability for the loan product agreed upon, except as stipulated in the closing papers or as mandated by state or federal law. Any legal action shall be filed in San Francisco, California and the prevailing party shall be liable for reasonable attorney fees. We appreciate your business and our mission is to provide you with a first class and professional expereince. Have a wonderful day!